9008 Cisco Drive, Denton TX: Assumable FHA Loan + Upstairs Suite in Country Lakes North
Natural light, an open main floor, and an upstairs suite with its own living room make this 2021 Bloomfield home in Country Lakes North easy to love. Here's everything I'd want you to know about 9008 Cisco Drive, the community around it, and the assumable loan that makes it stand out.
Open house documents:
Quick facts
Offered at $450,000
4 bedrooms | 3 full baths | 2 living areas | 1 dining area
Approximately 2,458 sq. ft. (per county appraisal district)
Built in 2021 by Bloomfield Homes
0.13-acre lot | attached 2-car garage
Country Lakes North, Phase 5A | Denton, TX 76226
HOA: $450 semi-annually (Insight Management)
Assumable FHA loan available to a qualified buyer
An assumable FHA loan for a qualified buyer
This is the detail I'd put at the top of the list. The sellers' existing FHA loan is assumable for a qualified buyer, which means you may be able to take over their loan, including its interest rate, instead of starting a brand-new mortgage at today's rates. Ask me for the rate and loan details.
Here's the honest part: on an assumption, the buyer covers the difference between the remaining loan balance and the purchase price. On this home that gap is sizable, so plan on a significant amount of cash at closing. The good news is that some lenders offer a second mortgage designed to help bridge that difference. Assumptions also require lender approval and take longer than a typical loan, so it pays to start the conversation early. I'm happy to walk you through the numbers and connect you with a lender who handles assumptions.
My favorite part: the upstairs suite
Three bedrooms and two full baths are on the main floor, and the upstairs is a space all its own: a second living room, the fourth bedroom, and a full bath. It works beautifully as a guest suite, a place for extended stays or multigenerational living, a game room or media space, or a home office that's truly separate from the rest of the house. It's the kind of flexibility you don't find in many plans at this price point.
Main-floor living
The main floor is open and bright, with the kitchen, dining, and living areas connected by a wall of windows. The kitchen has a large granite island with seating, white cabinetry, a gas cooktop, a convection oven, a dishwasher, and a disposal. The primary suite sits on the main level with an ensuite bath, double vanity, soaking tub, separate glass shower, and a walk-in closet.
Life in Country Lakes North
Country Lakes is a master-planned community of 600+ acres on the south side of Denton. Residents enjoy community pools, scenic lakes and ponds, hike-and-bike trails, a playground, a dog park, and open green space. The HOA dues ($450 semi-annually, managed by Insight Management) cover full use of the community facilities, grounds maintenance, structure maintenance, and management fees.
Schools: Denton ISD
9008 Cisco Drive is zoned to Denton ISD. Per the MLS listing, assigned schools are:
EP Rayzor Elementary
Tom Harpool Middle School
John H. Guyer High School
School assignments can change, so please confirm directly with Denton ISD before you buy. You can look up current ratings on the Texas Education Agency's TXschools.gov site.
Utilities
The home is on city water and city sewer. Based on builder information for Country Lakes, providers are typically:
Water and sewer: City of Denton
Electric: Denton Municipal Electric
Natural gas: CoServ Gas
Please verify providers for this address before closing.
Getting around, shopping, and dining
Country Lakes sits just off I-35W at the Robson Ranch Rd / Crawford Rd exit, so it's an easy drive to Denton, Argyle, the Alliance corridor, and Fort Worth. Everyday shopping is close by, and Rayzor Ranch Marketplace (Academy, Ross, Walmart, Sam's Club, and more), Golden Triangle Mall, and the shops and restaurants around the Denton Square are a short drive away. For time outside, Ray Roberts Lake State Park and the Clear Creek Natural Heritage Center are both within reach.
Want to talk it through?
If you toured the home at the open house or you're just curious about the assumable loan, I'd love to help. Call or text Kelly Mason, Realtor® with Post Oak Realty, at 469-390-9050.
Listing courtesy of Jamie Lasuzzo-Cook, Post Oak Realty. Information is deemed reliable but not guaranteed and should be independently verified. Loan assumption is subject to lender approval and buyer qualification. Square footage, schools, HOA details, and utility providers should be verified by the buyer.
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